Community Home Finance

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(775) 575-6267

(775) 209-4800

(775) 671-7722

Community Home Finance offers a variety of loan programs to meet your needs.

Choosing the RIGHT program for YOUR unique wants and needs is important and deserving of both time and careful consideration.  We feel that companies that give few options or presume to know your situation before having an in-depth conversation are not providing good service. 

PLEASE call us so that we can do our best to help you get the RIGHT loan for YOU.

We broker to multiple lenders through which we can provide most if not all conventional, jumbo, government, and VA programs for purchase and refinance; along with programs that tend not to be utilized as often as they should. Such as:
USDA Rural Development Loan

USDA Rural Development Loan
USDA Rural Development Single Family Housing Guaranteed Loan Program

The mission of USDA Rural Development’s Single Family Housing Guaranteed Loan Program is to assist low to moderate income rural homebuyers achieve their dream of homeownership!

Rural Development partners with approved local lenders to extend 100% financing opportunities to eligible rural individuals and families for the purchase of safe and sanitary dwellings. Guaranteed loans have assisted thousands of homeowners to purchase a home with affordable interest rates and loan terms.

Applicants must purchase a home within the eligible rural areas (in Northern Nevada: anywhere outside the city limits of Reno, Sparks and Carson City), and have a household income that does not exceed the established limits where the home is located.
Additional Guaranteed Loan Features include but are not limited to:
  • 100% financing, 30 year fixed rate loan, no down payment required. The loan amount may not exceed 100% of the appraised value, plus the guarantee fee that may be included.
  • No maximum purchase price.
  • Eligible closing costs and lender fees may be included in the loan or paid by the applicant.
  • Gift/Grant Funds/Mortgage Credit Certificates (MCC’s)/Seller Concessions are allowed.
  • Not limited to first time homebuyers.
Maximum income limits apply:
Applicant's Household income in Nevada must be less than or equal to that shown on "MOD.INC-GUAR.LOAN" rows of the table, based on the county the subject property is located in.

*** Please note: You will never find Published Interest Rates on our Website. This would be a disservice to you. Rates Fluctuate Daily until your loan is locked. Additionally, the third party services you utilize will affect closing costs and therefore the APR.